Opinion

I recently described the role of a trustee as a retirement guardian angel, and that is an incredibly privileged position. It is also an incredibly difficult one. Most of the time, members...

As uncertainty characterises today’s market backdrop, investment portfolios are navigating a new normal. Structural shifts such as rising government debt, ageing populations and sustained higher interest rates, to name but a few,...

Whenever I start writing about what the industry calls ‘the advice/guidance boundary’, I remind myself of when I was editor of Moneywise magazine back in 2015. A reader, Mark, took us up...

Budget anticipation is building, with rumours about changes to the 25 per cent tax-free lump sum available to most savers when accessing their pension. Royal London has already started to see a...

  For professionals in the financial services sector, the boundary between work and personal life is becoming increasingly porous. The recent media storm around a seemingly innocuous cuddle at a Coldplay concert...

After nearly 40 years in the pensions industry, Rona Train is retiring from her role as a partner and head of DC trustee consulting at Hymans Robertson. During this period she says...

There are now a record number of employees with long-term or chronic conditions.  Supporting them to stay in work and thrive is not a topic often discussed by the group income protection...

The past few months have ushered in a whirlwind of proposals aimed at energising the pensions market. There’s real momentum building: a data-first future looms, promising greater member value and a frictionless...

The government’s decision to revive the Pensions Commission is welcome, but a better idea would have been to introduce a financial resilience review that examines the entirety of the financial challenges that...

The UK workforce is under pressure. NHS waiting lists remain at record highs, budgets are still stretched, and employees are feeling the strain. In an environment like this, workplace wellbeing is central...