Opinion

Every morning I wake up to a WhatsApp message from my mum letting me know what country she is in. A couple of weeks ago, she, aged 83, met up with my...

Are weight-loss drugs the medical innovation the insurance industry has been waiting for? Could they reshape claims experience across mortality, longevity and medical insurance products? Research by Swiss Re certainly suggests so....

Competition for the digital attention of pension customers has never been fiercer. Every provider wants to capture their audience, encouraging customers to save more, consolidate their retirement pots, and manage their later-life...

The UK faces a tapestry of interconnected challenges around retirement security. Recent reforms suggest a certain resilience. However, there are also vulnerabilities that threaten the prospects of future generations. The challenge of...

The introduction of the Pension Schemes Bill marks a significant change for the UK pension sector. Yet legislation alone can only do so much. How we and our members think about pensions...

From medieval pensions awarded for service to the King to today’s global trillion-pound investment vehicles, pensions have transformed from gestures of royal generosity into a cornerstone of modern welfare. Throughout history, they’ve...

  The rumour mill is hotting up ahead of the Autumn Budget with a lot of concern around what could happen with pensions, especially around tax free cash.  But there are also...

ESG is dead – for the US federal government, at least. Last month’s incendiary speech to the OECD by President Trump’s employee benefits chief shows just how serious the US government is...

One of the most consistent themes in institutional investment is the search for efficiency. Pension schemes and other long-term investors want access to high-quality investment strategies at low fees, without leakage through...

I recently described the role of a trustee as a retirement guardian angel, and that is an incredibly privileged position. It is also an incredibly difficult one. Most of the time, members...