Pensions

Most pension experts agree that default funds are far from ideal. And with the level of assets set to soar as the trend to DC is boosted by auto-enrolment, competition for control...

Today, 3.6 million people are building benefits in workplace defined contribution pensions, both trust and contract-based. The transition from DB to DC pension schemes has brought with it the realisation that employees...

In 1984 it was close to the budget and a particular Tory minister blabbed to the board of the provider of which he was a non-exec director that life assurance premium relief...

Over the last few months I have found myself spending more and more time working with organisations who are building solutions to embrace autoenrolment with a clear objective of really making it...

When I wrote in this column several months ago I painted a picture of the difficulties facing the PMI sector, with increasing premiums, insurers not making sufficient returns and a trend towards...

The make-up of the UK working population is changing. Over the last 20 years, the proportion of workers who are aged 35 and under has decreased from 43 per cent to 35...

THE QUESTION: Does the EU’s guidance on the Test-Achats decision confirm absolutely that occupational schemes are exempt from the gender underwritingban?THE ANSWERS:The EU says the exemption does apply to occupational schemes. And...

As the RDR takes effect and adviser numbers decrease - either because they are unable to compete for high net worth individuals or unwilling to re-train - it will make sense for...

The DWP’s publication of the revised timetable of staging dates for auto-enrolment has been both welcomed and condemned, with some organisations saying it makes implementation more manageable while others slamming it for...

The European Commission’s confirmation that the Test-Achats decision does not apply to annuities derived from occupational pension schemes is welcome. At least a portion of the UK pensions market now need not...